medicare open enrollment, tepsick Insurance, The Villages Fl

Open Enrollment Coming Soon! Is It Time To Update Your Plan?

Medicare Open Enrollment Coming Soon! Is It Time To Update Your Plan?

Yvonne C. Tepsick, President, Tepsick Insurance Agency

Medicare Open Enrollment is from October 15 – December 7

Each year, you get the opportunity to make changes to your Medicare insurance coverage and prescription drug plan during open enrollment. This is the only time you can make any necessary changes to your plan.

If you like where you are and your plan is working well for you, you don’t have to do a thing!

Look for your   Annual Notice of Change (ANOC) by the end of September outlining any changes in your current medical or drug plans.

Now is the time to assess your health needs in preparation for any changes to your coverage. Here are some reasons you may want to review your current coverage and alter your Medicare health and/or drug plans:

  • Your current Medicare plans are no longer providing coverage in your location

  • You need to choose between:

  • Medicare Advantage Plan – no premium and

    copays

    when you use it, or

  • Original Medicare and Supplemental Plans – a premium and low to no costs when you use it

  • Your favorite healthcare provider has left your plan’s network and you still want to use him or her

  • You developed a new medical condition that will eventually require surgery or prescription drugs

  • Your current medications have changed since last year or your plan is eliminating any of those medications from their formulary in 2018

  • You think you need better coverage in the New Year

This year, it’s especially important to take a good, long look at your Medicare coverage. Medicare changes annually.

So what types of changes can you make to your medical and/or prescription drug plans? Depending upon your health needs, there are several options available to you:

  • Convert from a Medicare Advantage plan to Original Medicare with supplemental insurance and a drug plan

  • Change from Original Medicare Part A and B to a Medicare Advantage plan

  • Move from one Medicare Advantage plan to one that offers you more

  • Get a Medicare Advantage plan with prescription drug coverage

  • Move from one Medicare prescription drug plan to another, one that offers better coverage

If you would like to review your Medicare plan or you will soon qualify for Medicare, contact me at 352-350-6663 (office) or 202-439-2530 (cell) to make an appointment after open enrollment starts on October 15th.  As an independent insurance agent, I represent most plans in Lake, Marion, and Sumter counties, and the states of Florida, Georgia, Illinois, Indiana, Michigan, Mississippi, Maryland, North Carolina, South Carolina, Virginia, Pennsylvania, New York, and Ohio. I can also help you if you are a resident of other states. I’ll examine your insurance needs and match you with the better plan to ensure that you have the right health care for 2018.

Contact me for a free consultation:

202.439.2530 Cell   352.350.6663 Office

ytepsick@gmail.com