Yvonne C. Tepsick
Independent Insurance Agent
One of the most common insurance-related questions in the United States is, “when do I enroll in Medicare?” Since we know Medicare can be confusing, especially if you’re new to it, we’ve
created this informative article on Medicare enrollment.
Medicare Enrollment Times
Unfortunately, you can’t enroll in Medicare whenever you feel like it. There are a few Medicare enrollment times you must adhere to including:
Initial Enrollment Period
The Initial Enrollment Period (IEP) is when you can initially enroll in Medicare. It begins three months before your 65th birthday and continues for seven months afterwards. If you are NOT collecting Social Security or have an employer plan, it will be your responsibility to enroll during the IEP online at www.SocialSecurity.gov, or in-person at your local Social Security office.
You’ll be enrolled in Medicare Parts A and B automatically on your 65th birthday if you ARE collecting Social Security benefits before you turn 65. You can expect a Medicare enrollment package and your Medicare ID card to be mailed to you three months before you turn 65.
Annual Enrollment Period
If your healthcare needs change and you find yourself with a plan that no longer suits you, you can make changes to your Original Medicare, Medicare Advantage or Part D coverage during the Annual Enrollment Period.
The Annual Enrollment Period runs from October 15th to December 7th every year. If you select a new supplement to Original Medicare, or a Medicare Advantage Plan or Prescription Part D plan, you can expect your new coverage to begin on January 1st.
Open Enrollment Period
During Medicare Open Enrollment, you can change from one Medicare Advantage plan to a different one or drop your Medicare Advantage plan and return to Original Medicare. Open
enrollment takes place January 1st through March 31st every year.
Special Election Period
A Special Election Period can allow you to switch from a Medicare Advantage Plan to Original Medicare or vice versa. If the Advantage Plan had drug benefits, you may sign up for a stand-alone Prescription Drug Plan.You can elect to make changes to your original Medicare Plan, Medicare Advantage Plan, or Medicare prescription drug coverage when you experience the following life events, such as:
● You move
● You lose your current coverage
● Your plan’s contract with Medicare ends
Please note that you can switch to a 5-star quality Medicare Advantage plan in your area one
time between December 8th and November 30th of the following year.
Tepsick Insurance Can Help
If you have questions or are seeking assistance with enrollment, don’t hesitate to schedule an appointment with Tepsick Insurance. We specialize in Medicare and are dedicated to helping you make the right decisions for your unique situation. You can reach us at 352-350-6663 or firstname.lastname@example.org
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