Long Term Care Insurance traditionally covers long-term services and support activities, whether you’re in your home, a nursing home, hospice, assisted living facility or a similar place. Depending upon the plan you choose, LTC Insurance pays a predetermined daily amount so that you get the help you need.
- Your health needs are met for two or more years (depending upon the policy terms).
- Budget-friendly premiums.
- Covered services include skilled nursing care, assistance with everyday activities such as bathing, dressing or eating.
- Coverage for therapeutic services is also included – such as speech therapy and physical rehabilitation therapy.