What does an independent Medicare broker do?

An independent Medicare broker compares plans from multiple insurance carriers to find the best coverage for your needs. Unlike captive agents, Tepsick Insurance provides unbiased, product-agnostic recommendations focused on your health, budget, and long-term goals.

How is Tepsick Insurance different from other Medicare agencies?

Tepsick Insurance is family-owned, offers 90% non-commissionable recommendations, and provides lifetime support with free annual reviews. This ensures advice is always in your best interest—not driven by sales incentives.

Where is Tepsick Insurance located and who do you serve?

We have offices in Lady Lake and South Tampa, Florida, and serve clients across 21 states, offering both local expertise and multi-state coverage.

What services does Tepsick Insurance provide?

We offer Medicare Advantage, Medicare Supplement (Medigap), prescription drug plans, Social Security advisement, life insurance, annuities, and retirement planning solutions.

Can Tepsick Insurance help with Social Security planning?

Yes. Our RSSA-certified advisors provide Social Security timing strategies to help maximize your retirement income and align benefits with your Medicare plan.

Do you offer ongoing support after enrollment?

Yes. We provide free annual reviews, 7-day-a-week responsiveness, and ongoing guidance to ensure your coverage evolves with your needs.

About Our Team | Tepsick Insurance

Since 2010, Tepsick Insurance has grown from a trusted, founder-led agency in The Villages to a multi-state independent brokerage with offices in Lady Lake and South Tampa. With over 1,600 clients and more than 200 five-star Google reviews, our family continues to build lasting relationships by providing unbiased advice and lifelong support. Led by Steve and Sami Tepsick, with roots firmly planted by founder Yvonne Tepsick and support from their daughter Melanie Tepsick Branigan, we are dedicated to ensuring every client feels secure and understood. From Medicare Advantage and Supplement plans to Social Security advisement and life insurance, our team is committed to making complex choices simple and affordable. We always put your best interest first.

At Tepsick Insurance, family values are at the heart of everything we do. Beginning with Yvonne Tepsick's vision in The Villages, our approach has always been about delivering clear, caring support, never sales pressure.

As an independent broker, we are not limited to any single insurance company. We work with most insurance carriers in the areas we serve, allowing us to compare a wide range of plans and recommend the option that's right for you, whether we receive a commission or not. That means you can feel confident our guidance is always focused on your best interests.

We pride ourselves on being responsive, returning client calls in a timely manner, and providing free annual coverage reviews to help ensure your insurance continues to meet your needs as life changes.

Our experienced team specializes in the full Medicare journey, from first enrollment to ongoing plan reviews. We offer Medicare Advantage Plans and Medigap (Supplement) policies to help you find coverage that fits your healthcare needs and budget. For those planning ahead, our RSSA-certified Social Security advisement helps optimize your benefits and timing.

We also provide life insurance options, annuities, disability coverage, and dental and vision plans. Whether you are turning 65, new to Medicare, or seeking protection for your retirement income, Tepsick Insurance serves as your trusted guide for the long term.

We also host monthly Medicare 101 educational meetings in Tampa, giving you the opportunity to learn about your Medicare options, ask questions, and make informed decisions with confidence.

What does an independent Medicare broker do?
An independent Medicare broker compares plans from multiple insurance carriers to find the best coverage for your needs. Unlike captive agents, Tepsick Insurance provides unbiased, product-agnostic recommendations focused on your health, budget, and long-term goals.
How is Tepsick Insurance different from other Medicare agencies?
Tepsick Insurance is family-owned, offers 90% non-commissionable recommendations, and provides lifetime support with free annual reviews. This ensures advice is always in your best interest—not driven by sales incentives.
Where is Tepsick Insurance located and who do you serve?
We have offices in Lady Lake and South Tampa, Florida, and serve clients across 21 states, offering both local expertise and multi-state coverage.
What services does Tepsick Insurance provide?
We offer Medicare Advantage, Medicare Supplement (Medigap), prescription drug plans, Social Security advisement, life insurance, annuities, and retirement planning solutions.
Can Tepsick Insurance help with Social Security planning?
Yes. Our RSSA-certified advisors provide Social Security timing strategies to help maximize your retirement income and align benefits with your Medicare plan.
Do you offer ongoing support after enrollment?
Yes. We provide free annual reviews, 7-day-a-week responsiveness, and ongoing guidance to ensure your coverage evolves with your needs.