What does an independent Medicare broker do?

An independent Medicare broker compares plans from multiple insurance carriers to find the best coverage for your needs. Unlike captive agents, Tepsick Insurance provides unbiased, product-agnostic recommendations focused on your health, budget, and long-term goals.

How is Tepsick Insurance different from other Medicare agencies?

Tepsick Insurance is family-owned, offers 90% non-commissionable recommendations, and provides lifetime support with free annual reviews. This ensures advice is always in your best interest—not driven by sales incentives.

Where is Tepsick Insurance located and who do you serve?

We have offices in Lady Lake and South Tampa, Florida, and serve clients across 21 states, offering both local expertise and multi-state coverage.

What services does Tepsick Insurance provide?

We offer Medicare Advantage, Medicare Supplement (Medigap), prescription drug plans, Social Security advisement, life insurance, annuities, and retirement planning solutions.

Can Tepsick Insurance help with Social Security planning?

Yes. Our RSSA-certified advisors provide Social Security timing strategies to help maximize your retirement income and align benefits with your Medicare plan.

Do you offer ongoing support after enrollment?

Yes. We provide free annual reviews, 7-day-a-week responsiveness, and ongoing guidance to ensure your coverage evolves with your needs.

About Our Team | Tepsick Insurance

Since 2010, Tepsick Insurance has grown from a trusted, founder-led agency in The Villages to a multi-state independent brokerage with offices in Lady Lake and South Tampa. With over 1,600 clients and more than 200 five-star Google reviews, our family continues to build lasting relationships by providing unbiased advice and lifelong support. Led by Steve and Sami Tepsick, with roots firmly planted by founder Yvonne Tepsick and support from their daughter Melanie Tepsick Branigan, we are dedicated to ensuring every client feels secure and understood. From Medicare Advantage and Supplement plans to Social Security advisement and life insurance, our team is committed to making complex choices simple and affordable. We always put your best interest first.

At Tepsick Insurance, family values are at the heart of everything we do. Beginning with Yvonne Tepsick’s vision in The Villages, our approach has always been about delivering clear, caring support, never sales pressure. As an independent broker, we are not limited to any single insurance company. This allows us to compare top-rated carriers and focus on what matters most to you, whether you are in Central Florida, South Tampa, or any of the 21 states we serve. Our approach is product-agnostic: 90 percent of our recommendations are non-commissionable, so you know our advice is always in your best interest. We pride ourselves on being accessible, returning client calls seven days a week, and offering free annual reviews to keep your coverage current as your needs change.

Our experienced team specializes in the full Medicare journey, from first enrollment to ongoing plan reviews. We offer Medicare Advantage Plans, Medigap (Supplement) policies, and Prescription Drug Plans, making sure you do not face unexpected gaps or penalties. For those planning ahead, our RSSA-certified Social Security advisement helps optimize your benefits and timing. We also provide life insurance options, annuities, disability coverage, dental and vision plans, and long-term care solutions, including alternatives like True Freedom Home Care. Whether you are turning 65, new to Medicare, or seeking protection for your retirement income, Tepsick Insurance acts as your consultants for a lifetime. Our monthly Medicare 101 meetings in Lady Lake and expanding educational outreach in Tampa are just some of the ways we help clients feel informed and confident.

What does an independent Medicare broker do?
An independent Medicare broker compares plans from multiple insurance carriers to find the best coverage for your needs. Unlike captive agents, Tepsick Insurance provides unbiased, product-agnostic recommendations focused on your health, budget, and long-term goals.
How is Tepsick Insurance different from other Medicare agencies?
Tepsick Insurance is family-owned, offers 90% non-commissionable recommendations, and provides lifetime support with free annual reviews. This ensures advice is always in your best interest—not driven by sales incentives.
Where is Tepsick Insurance located and who do you serve?
We have offices in Lady Lake and South Tampa, Florida, and serve clients across 21 states, offering both local expertise and multi-state coverage.
What services does Tepsick Insurance provide?
We offer Medicare Advantage, Medicare Supplement (Medigap), prescription drug plans, Social Security advisement, life insurance, annuities, and retirement planning solutions.
Can Tepsick Insurance help with Social Security planning?
Yes. Our RSSA-certified advisors provide Social Security timing strategies to help maximize your retirement income and align benefits with your Medicare plan.
Do you offer ongoing support after enrollment?
Yes. We provide free annual reviews, 7-day-a-week responsiveness, and ongoing guidance to ensure your coverage evolves with your needs.